Legal
Privacy
Policy.
Last updated: January 1, 2024
Sable Money Inc. ("Sable", "we", "us") is committed to protecting your personal information. This policy explains what we collect, why we collect it, and how you can control it.
1. Information We Collect
We collect information you provide directly to us when you create an account, use our services, or contact support:
- Personal identifiers: name, email address, phone number, date of birth
- Government-issued ID: passport, driver's license, or visa documents
- Financial information: bank account details, transaction history, credit activity
- Device information: IP address, browser type, operating system, app usage data
2. How We Use Your Information
- Open and manage your Sable account and issue your Mastercard
- Process transactions and prevent fraud
- Report payment activity to credit bureaus to help build your credit history
- Provide customer support and respond to your inquiries
- Comply with applicable laws and regulatory requirements (including KYC/AML)
3. Information Sharing
We do not sell your personal information to third parties. We may share your information with:
- Coastal Community Bank — our banking partner, Member FDIC
- Mastercard International Inc. — pursuant to the license under which your card operates
- Credit Bureaus — Equifax, Experian, and TransUnion
- Service Providers — vendors who help us operate the platform
- Law Enforcement — when required by law
4. Data Security
We use industry-standard encryption (TLS 1.3) for all data in transit and AES-256 encryption for data at rest. We conduct regular security audits and penetration tests.
5. Your Rights & Choices
- Access — request a copy of the personal data we hold about you
- Correction — update inaccurate or incomplete information
- Deletion — request that we delete your data
- Opt-out — unsubscribe from marketing communications at any time
To exercise any of these rights, contact us at privacy@sablecard.com.
6. Cookies & Tracking
Our website uses cookies and similar tracking technologies to remember your preferences, analyze traffic, and improve performance. We do not use third-party advertising cookies or sell browsing data to advertisers.
7. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes via email or in-app notification at least 30 days before they take effect.